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 Merfolk are one of the few races that can swim the rough seas of this world.
 They are generally considered underwater creatures, but they can breathe on
 dry land too.  Merfolk aren't too popular as adventurers and are mainly used
 to entertain male humans.

Strength: low                      Dexterity: average
Intelligence: average              Wisdom: average
Constitution: low                  Size: medium
They are inferior to humans, and therefore earn more experience.
They may master even the most difficult of arcane powers.
They are somewhat slow in mastering arcane powers.
They may learn to perform the most complicated of skills.
They are somewhat slow learners of skills.
They can breath underwater.
They regenerate faster in water.
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